Our Approach
In our experience through developing a successful financial plan our clients become more disciplined and proactive, thereby enhancing the chances of meeting their longer term financial goals.
Following our initial consultation which is usually at our expense our advice process would typically encompass:-
Initial Assessment of your financial position incorporating a full understanding of your circumstances, existing financial arrangements and objectives. A discussion report would then summarise our key observations, highlighting any financial planning areas you may wish to consider further.
This is your opportunity to quantify the potential added value of working with Optimum. Our focus is to assess the effectiveness of your current strategy and break down the decision making process.
If you are happy to move forward (for which there is no obligation), we will then take all the information and create your strategic review.
Strategic Review: We set out your key objectives and develop a strategy to meet your goals. We will analyse your existing financial arrangements and consider how these interact with your future aspirations. We then consider your options going forward and how best to implement that strategy.
Our report will then detail the market research undertaken to establish the most suitable options and lay out the rationale for any product recommendations.
Regular Reviews: Investing some time initially should ensure a portfolio does not need day to day attention. However, in our experience the best financial plans are those that are reviewed regularly to ensure they remain on track to achieve your goals and keep pace with both changes in circumstances and the wider financial world.
